For investors
Put your capital
behind real dirt
Short duration loans on property we underwrite ourselves, in first position, serviced by the same people who wrote them.
Start a conversation Investor sign inRead this first. Nothing on this page is an offer to sell or a solicitation to buy any security, and no return is promised or implied. Any placement is private, is offered only where permitted, and is documented in writing. Talk to your own counsel and tax adviser.
What this is
Lending, not a fund
You are not buying units in a pool and hoping. You look at a specific loan, on a specific parcel, with a specific exit, and you decide whether you want that one. Whole loans or participations, depending on size.
You pick the loan
We send the file. You see the borrower plan, the limiters that sized it, and how it gets paid back.
Short by design
These are construction and bridge terms, not thirty year paper. Capital comes back and gets redeployed, or it does not, and that is your call.
We service it
Payments, draws, payoff and the awkward phone calls are ours. You are not chasing a borrower.
We lend here too
Our own capital is in the same kind of paper. We are not placing what we would not hold.
What stands behind it
The discipline, in writing
A loan is only as good as what happens when the plan does not. These are the terms that decide that, and they are the same on every file.
First position, every time
We do not take a second behind someone else paper. The lien we hold is the one that gets paid first.
Three limiters, not one
Every loan is sized against cost, as-is value and after-completed value, and the smallest of the three sets it. The binding limit is recorded on the file.
Money released against work
On construction, draws are inspected and released against percentage actually complete, not against a schedule someone hoped to hit.
Title and guaranty
Lender title policy on every loan, personal guaranty from the principal, and business purpose certified at closing.
What you can see
You get the same screen we do
We built the servicing platform ourselves, which means visibility is not a quarterly PDF. It is the live record, the same one our staff works from.
Loan level
Balance, rate, maturity and status on the loan you funded, not a blended pool number.
Draw history
Every draw requested, inspected and released, with dates.
Payments
What was received and when, posted to a ledger that cannot be edited after the fact.
Payoff
The live payoff figure, per diem included, whenever you want it.
How it goes
Four steps, no pressure
Talk
A call about what you want to hold, for how long, and what you need to see.
Review
We send live loan files, not a brochure: the underwriting, the limiters, the exit.
Paper
Your counsel and ours. Nothing is placed until the documents are yours to keep.
Fund
You fund the loan you chose, and you can see it from the day it closes.